Commercial General Liability

Totally unexpected accidents can happen. Make sure your Auto Detailing Insurance has commercial general liability insurance. This will cover you for these accidents.

Imagine a client sitting in your waiting room. Now imagine a wall hanging in that waiting room. Can you see what might happen next? Below is an example of why this type of insurance is so crucial. Here is a visual.

Imagine if this picture is hanging on the wall next to the main door of your waiting area. Your waiting area is filled with waiting clients. Someone walks in, and a gust of wind causes the door to slam shut. Sure enough, the picture falls off the wall. It lands squarely on the top of a client’s head. 911 calls, a lot of blood (because head wounds bleed a lot), lots of towels to stem the flow and off to the hospital your client goes as a precaution. Your client calls to report, they are okay with no stitches needed. You make some notes. The client even comes back for a handwash. You forget all about it. Business goes on….

Well, the story doesn’t end here. A couple of weeks later, the shop owner gets a note from the injured client’s lawyer. A lawsuit is pending for pain and suffering, loss of enjoyment of life, family and you name it. A suit for a lot of money. And no matter what you are no involved and need to get your own lawyer. Your costs start with receipt of that letter.

But your Detailing Insurance Expert has educated all about proper insurance. You have Commercial General Liability, and as soon as you receive the letter, you call your Insurance Broker. You have a claim and need protection. Your insurance company defends your case.

A freak accident. All caused by a picture was hanging on a wall on a very blustery day. But there are so many potential accidents that can happen through no fault of your own. Talk to your Detailing Insurance Broker to make sure you have all the proper coverage for yourself, your business, and your clients. Make sure you have the insurance advantage!

Leave a Comment

Your email address will not be published. Required fields are marked *