Description of Coverage
Individual Yoga Insurance
Below are details that explain what your Yoga Insurance Policy covers. This Description of Coverage outlines specific limits of coverage. It also lists specific items that are covered. For more information, check out the coverage page. It will give you more of a description of our three main types of coverage; Professional Liability, Commercial General Liability and Content Coverage if needed. There are also examples of claims in our menu. Or you can check out the definitions page. We are always here to help, so if we can make this information clearer or you have questions, don’t hesitate to reach out to your Healthy Broker. We want to make sure you have the Insurance Advantage Protection you need!
Professional Liability Insurance
$2,000,000 or $5,000,0000 Professional Liability
$2,000,000 or $5,000,0000 Aggregate
Occurrence Form – read our post to learn the different types of policies
- The broadest form of injury coverage available, including:
- Claims of “injury” arising out of the rendering of, or failure to render, during the “policy period”, professional services
- Mental Injury
- Mental Anguish
- Mental Suffering or Shock Illness
- Disease
- Death
- Good Samaritan
- Defense Costs
Commercial General Liability Insurance
$2,000,000 or $5,000,0000 Professional Liability
$2,000,000 or $5,000,0000 Aggregate
Occurrence Form – read our post to learn the different types of policies
- Bodily Injury or Property Damage
- Products and Completed Operations
- Personal and Advertising Liability
- Contingent Employers' Liability
- Blanket Contractual
- Medical Expenses
- Tenants Legal Liability - $250,000
- Defense Costs
Additional Extensions Included:
- Working at Multiple Locations
- High Income Instructors
- Working as a Sub-Contractor
- Working from Home
Additional Exclusions:
- The policy has been amended to include a Privacy Breach Exclusion
